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The Paradigm of the Finhome (Home Loan Software)
The moment an active citizen of the Country, decides
to buy a home, then Finome comes in the field of the
battle of Finance Institutions.
Their thoughts needs to be captured in the Finance
Institution's data base, as an Application, fulfilling
the right official and functional procedures for the
both ends, and get processed accordingly.
Shaking hands with you for the Futurism thought
of your growing home loan business, we are taking
you in a small fruitful tour of the Fin Home Software.
We understand and undertake your basic needs
With our expert experience in the leading IT industry,
1. YOU NEED A USER -FRIENDLY, FLEXIBLE SYSTEM DESIGNED
AND TESTED FOR YOUR SPECIFIC NEEDS.
2. YOU NEED A SYSTEM THAT'S EASY TO INSTALL, USE
AND MAINTAIN.
3. YOU NEED A RELIABLE SYSTEM BACKED BY A RECOGNIZED
LEADER IN THE INDUSTRY.
4. YOU NEED A COST-EFFECTIVE SYSTEM THAT QUICKLY
PAYS FOR ITSELF IN PERFORMANCE AND EFFICIENCY.
With these needs in mind, we've developed a complete
suite of Home finance applications designed to increase
your staff's productivity, cut your operating costs
and increase your profits. Once you begin to use The
Finhome, you'll soon agree that we've not only met
the challenge,
but far surpassed the requirements of your business
to succeed in today's demanding world of lending.
Introduction - Finhome (A Complete Home Loan
Software)
Fin Home serves several Components (interfaces) into
a simple-to-use, integrated package that provides
everything needed to support your growing Home loan
business.
Our mission is to increase awareness of the business
resources of this vast, potential and highly publicized
technology and to assist Business houses in becoming
an active citizen in this explosive and potentially
electronic global village.
Fin Home allows Business houses to use technology
(Functionally/Officially) for all of your home loan
functions which includes:
Master Maintenances For:
- Area.
- DME (Direct Marketing Executives).
- Customer.
- Document Master (Will be used for Sanction/Disbursement).
- Expense Head.
- Revenue Head.
- User Role (To Customize the specific role for
specific staff member).
- User Management (To Customize the specific rights
of operation, for the specific staff member).
- Agency (Third Party Investigation Agencies details).
Maintains Transactions For:
- Leads (To assign a DME and fix Up an appointment
with the Customer seeking for the House Loan).
- Schedules (To clarify the Customer visits and
its purpose based on the appointment).
- Legal Investigation.
- Field Investigation.
- Sanction Details. (To keep the details/Track
of the sanction/enhancement process)
- Technical Investigation.
- Document Association (All necessary Documents
needed for the processing).
- Disbursement Details (To keep the details/Track
of the Partial/Complete disbursement of the loan
with the next customer's tentative disbursement
date).
- Income/Expense Voucher (To keep the records and
to make the Income/Expense Voucher).
Serves Utilities For:
- Backings up/Restoring the Data Entered at any
moment.
- Changing of Login while in the run mode also.
- Help File interface for all the key operation.
- Synchronization of the data to any centralized
remote server database.
And lots more in its Reporting Module.
All of these modules have been designed from the
round up to look alike, act alike and work alike.
Seamlessly integrated, they allow Business house's
staff to access all vital information using all of
the tools that are needed to easily process home loans
from origination through servicing.
Fin Home has been our developing software for the
banking and financial sectors.
Fin Home can serve its services to:
- Corporate Banks
- Govt. Sector Banks
- Private Sector Banks
- Rural Area Banks
- Mortgage companies
- Developers and other financial lenders - large
and small - who use our products daily to originate
and service loans.
By the Banking Sector Association. Futurism is recognized
as "the foremost producer of Fin Home (Home Loan
Software)"
The Home Finance (Fin Home) module is specifically
designed to originate loans funded by Private/Corporate/Govt.
Sectors Banks, financial lenders.
Microsoft Office compatible
Collaboration with your existing business soft ware
is crucial to your bottom line. Therefore, we have
designed The Fin Home to be compatible with the entire
Microsoft Office suite. Our open architecture allows
you to use your data with such products as Excel,
Word, and Access.
Built-in security
You control the integrity of your data within each
module of The Fin Home. Passwords provide access to
each function and grant users the ability to view
only, update but not delete, etc. Supervisory status
is reserved for the most sensitive data manipulation.
With The Fin Home (Home finance) module, you can
close more loans in lesser time and with less staff
members, which is the ultimate goal of any office
automation system.
No duplication of data
All of the information needed to generate your loan
documents is entered quickly and easily and maintained
in the borrower's loan file. Data flows from prequalification,
to origination and processing, to underwriting and
closing and then optionally to loan servicing. Enter
data once and it appears on all forms and documents
throughout the system automatically, completely eliminating
duplication and reducing errors.
Eliminate costly errors
Since the Loan Origination module does the entire
math for you, your calculations will be error-free.
- Sanction/enhancement
- Gross loan
- Net loan
- Extra charges
- Finance charge
- Total amount
- Financed
- Total/partial of payments
- Loan to value
- All this and more is calculated automatically.
Tracking loan applications
Tracking the progress of the loans in the pipeline
is an essential element of any loan origination system.
The Fin Home module tracks appraisals, preliminary
reports, demands for payoffs, Beneficiary statements,
Investigations, Full/partial disbursement etc.
Reports Management Module let you know instantly
what is outstanding for easy follow-up.
Tracking of the investigation (Legal/Field/Technical)
The Finhome module allows you to share and restrict
the illegal disbursement of the revenue by mistake
or by any other means in multiple ways. The system
automatically checks and filters all the sanctions
and the disbursements of the revenue, associating
with the investigations done by the third party (Investigating
Agencies).
It accurately splits those revenues amongst the entire
customer and also prompts for those transactions for
the rectification.
All loan information is easily accessible
The loan file window uses an explorer-like interface
to maintain all the information about a loan in a
central location. A tab-metaphor is used to logically
group the data. Additionally, many buttons are provided
to give access to related information.
Streamlined payment processing saves you time
and money
Regular Sanction/Disbursement processing is flexible,
accurate and easy, with options that allow the operators
to the:
- Enhancement of the sanction amount at any moment.
- Disbursing partial amount.
- Automatic calculation for the disbursement amount
with the sanction amount.
- And many more.
Engineered for ease of use
The value of any specialized software can be measured
by the ability of your staff to use and understand
its functions within weeks of software training.
With this in mind, we've made the Finhome very easy
to use.
Your data is entered into The Fin Home, utilizing
the familiar and convenient interface of buttons,
pull-down menus, dialog boxes and the powerful text
editing features associated with the Microsoft Windows
platform.
Other tools, such as the Back Up and Restore, Change
Login in the running mode, adds an Amazing security
features for the fear of the data loosing.
Its Synchronization Module is again adding the very
high level secured HTTP data transferring to any remotely
located HO, with the encryptions in the scientifically
developed algorithms so that no one can decrypt the
data even if hacked.
We grow with you
As a lending professional, you know that choosing
a software which will process and store your valuable
data is one of the most important business decisions
you'll ever make. You want a system that will meet
your needs now and continue to expand with your company
in the years ahead.
The Fin Home is designed to keep pace with your growing
business. Its modular design allows you to select
only those functions you need. Then, when you are
ready to expand into other areas, you can add to your
system, with the new changes.
You may start with a single workstation; then seamlessly
upgrade to a powerful network with multiple users
- each with simultaneous access to the data (Upload/Download
i.e. Fin Home's synchronization module).
At Futurism, we believe in service
Futurism has a fully trained staff ready to help
you every weekday - just a toll free phone call away.
Your staff can count on us to help in the day-to-day
operation of your System.
Futurism also provides training either over the Internet
or on-site in our office or yours. By educating you
and your staff in all aspects of utilizing The Fin
Home software, you are assured of maximum productivity.
If you need system analysis or software development...
Or maintenance and support...or if you require operator
training, consultation, accessories or forms. We're
here to help you.
Custom programming Of The organization
Futurism can provide custom programming services
to customers who require development of specific applications
or modifications to any of the modules of The Finhome.
As software developers, our staff has been writing
custom applications. We have created a wide variety
of programs - each one tailored to the customer's
needs.
We use the entire Microsoft family of development
tools to create state-of-the-art, enterprise-wide
applications.
Connectivity to Microsoft Office makes your database
accessible through Excel, Access, PowerPoint and other
Microsoft products. Our years of experience in custom
software development ensure that your end product
performs to your specifications and is delivered on
time and within the estimated budgeted price. Moreover,
your product is serviced and maintained by a company
dedicated to customer service at per cost.
Whether you require interface to your bank's lock
box, posting to your corporate financial software,
or any other type of custom process that the system
does not currently address, our staff is ready to
discuss your needs and create a solution.
Depending on your budget, we can select programming
strategies, which will get the job done at prices
you can afford.
Our suggested minimum system configuration.
To ensure that you receive the maximum benefit from
The Finhome, we recommend that your current hardware
requirements and operating system configurations should
be:
- Any Pentium processor.
- At Least 64 MB SD RAM.
- At Least 8 GB hard Disk space.
- One modem.
- Dial up Contention of speed 10 kbps.
So what else you are waiting for, your tour of Fin
Home is about to over, pickup the phone and call us
or mail us for a complete Demo of the Fin Home.
If you want to create your own escrow department
or expand your existing capabilities.
If you are just starting out in the business or
are a veteran in the industry.
If you want to speed up the escrow process, save
underwriting time, manage your pipeline and gain control
of your entire home loan origination process.
If you want to close more loans with less staff
and increase your bottom line
Invest in the Futurism module: Finhome.
Ultimately, SHAKING HANDS WITH Finhome, allows you
to spend more time in expanding your business and
less time buried in paperwork and solving kiosk.
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