The Paradigm of the Finhome (Home Loan Software)
Whenever someone decides to buy a home, Finhome comes to the aid of the finance institution.
The home buyer's thoughts need to be captured in the finance institution's database as an application, fulfilling the right official and functional procedures at both ends, as well as getting processed accordingly.
We understand and undertake your basic needs
You Need a user -friendly, flexible system designed and tested for your specific needs
You need a system that's easy to install, use and maintain
You need a reliable system backed by a recognized leader in the industry
You need a cost-effective system that quickly pays for itself in performance and efficiency
With these needs in mind, we've developed a complete suite of Home Finance applications designed to increase your staff's productivity, cut your operating costs and increase your profits. Once you begin to use Finhome, you'll soon agree that we've not only met the challenge, but surpassed the requirements of your business to succeed in today's demanding world of lending.
Introduction - Finhome (A Complete Home Loan Software)
Fin Home serves several components (interfaces) into a simple-to-use, integrated package that provides everything needed to support your growing Home Loan business.
Our mission is to increase awareness of the business resources of this vast, potential and highly publicized technology and to assist businesses in becoming active citizens in the electronic global village.
Fin Home allows businesses to use technology (Functionally/Officially) for all of your home loan functions, which include:
Master Maintenance For:
1. Area.
2. DME (Direct Marketing Executives).
3. Customer.
4. Document Master (Will be used for Sanction/Disbursement).
5. Expense Head.
6. Revenue Head.
7. User Role (To Customize the specific role for specific staff member).
8. User Management (To Customize the specific rights of operation, for the specific staff member)
9. Agency (Third Party Investigation Agencies details).
Maintains Transactions For:
1. Leads (To assign a DME and arrange an appointment with the customer seeking a home loan).
2. Schedules (To clarify the customer visits and its purpose based on the appointment)
4. Field Investigation.
5. Sanction Details. (To keep the details/Track of the sanction/enhancement process)
6. Technical Investigation.
7. Field investigation
8. Sanction details. (To keep details/track of the sanction/enhancement process)
9. Technical investigation
10. Document association (All necessary documents needed for the processing)
11.Disbursement details (To keep details/track of the partial/complete disbursement of the loan with the next customer's tentative disbursement date)
12. Income/Expense Voucher (To keep records and to make the Income/Expense Voucher)
Serves Utilities For:
1. Backings up/Restoring the Data Entered at any moment.
2. Changing of Login while in the run mode also.
3. Help File interface for all the key operation.
4. Synchronization of the data to any centralized remote server database.
And lots more in its Reporting Module.
All of these modules have been designed from the ground up to look alike, act alike and work alike. Seamlessly integrated, they allow staff to access all vital information using all of the tools that are needed to easily process home loans from origination through servicing.
Fin Home has been our developing software for the banking and financial sectors.
Futurism is recognized as "the foremost producer of Fin Home (Home Loan Software)"by the Banking Sector Association.
The Home Finance (Finhome) module is specifically designed to originate loans funded by Private/Corporate/Govt. Sectors Banks and financial lenders
Microsoft Office compatible
Collaboration with your existing business software is crucial to your bottom line. Therefore, we have designed Finhome to be compatible with the entire Microsoft Office suite. Our open architecture allows you to use your data with such products as Excel, Word, and Access.
Built-in security
You control the integrity of your data within each module of Finhome. Passwords provide access to each function and grant users the ability to view only, update, but not delete, etc. Supervisory status is reserved for the most sensitive data manipulation.
With the Fin Home (Home Finance) module, you can close more loans in less time and with less staff members, which is the ultimate goal of any office automation system.
No duplication of data
All the information needed to generate your loan documents is entered quickly and easily and maintained in the borrower's loan file. Data flows from prequalification, to origination and processing, to underwriting and closing and then optionally to loan servicing. Enter data once and it appears on all forms and documents throughout the system automatically, completely eliminating duplication and reducing errors.
Eliminate costly errors
Since the Loan Origination module does the entire math for you, your calculations will be error-free.
1. Sanction/enhancement
2. Gross loan
3. Net loan
4. Extra charges
5. Finance charge
6. Total amount
7. Financed
8. Total/partial of payments
9. Loan to value
Tracking loan applications
Tracking the progress of loans in the pipeline is an essential element of any loan origination system.
The Fin Home module tracks appraisals, preliminary reports, demands for payoffs, beneficiary statements, investigations, full/partial disbursement, etc. The Reports Management module lets you know instantly what is outstanding, making follow-up easy.
Tracking of the investigation (Legal/Field/Technical)
The Fin Home module allows you to share and restrict the illegal disbursement of revenue by mistake or by any other means in multiple ways. The system automatically checks and filters all sanctions and disbursements of revenue, associating with third party investigations. (Investigating Agencies).
It accurately splits those revenues amongst the entire customer base and also prompts for rectification of those transactions.
All loan information is easily accessible
The loan file window uses an Explorer-like interface to maintain all the information concerning a loan in a central location. A tab-metaphor is used to logically group the data. Additionally, many buttons are provided to give access to related information.
Streamlined payment processing saves you time and money
Regular Sanction/Disbursement processing is flexible, accurate and easy, with options that allow the operators to the:
1. Enhance the sanction amount at any time
2. Disbursing partial amount.
3. Automatically calculate the disbursement amount with the sanction amount
Engineered for ease of use
The value of any specialized software can be measured by the ability of your staff to use and understand its functions within weeks of software training.
With this in mind, we've made Finhome very easy to use.Your data is entered into Finhome, utilizing the familiar and convenient interface of buttons, pull-down menus, dialog boxes and powerful text editing features associated with the Microsoft Windows platform.
Other tools, such as Back Up and Restore, Change Login in the running mode, add amazing security features to avoid losing data.
Its synchronization module again adds a very high level secured HTTP data transferring to any remotely located HO, with the encryptions in scientifically developed algorithms, rendering it impossible to decrypt, even if hacked.
We grow with you
As a lending professional, you know that choosing a software which will process and store your valuable data is one of the most important business decisions you'll ever make. You want a system that will meet your needs now and continue to expand with your company in the years ahead.
Finhome is designed to keep pace with your growing business. Its modular design allows you to select only those functions you need. Then, when you are ready to expand into other areas, you can add to your system.
You may start with a single workstation; then seamlessly upgrade to a powerful network with multiple users -each with simultaneous access to the data (Upload/Download i.e. Finhome's synchronization module).
At Futurism, we believe in service
Futurism has a fully trained staff ready to help you every weekday -just a toll-free phone call away. Your staff can count on us to help in the day-to-day operation of your system.
Futurism also provides training -either over the internet, or on-site in our office or yours. By educating you and your staff in all aspects of utilizing the Finhome software, you are assured of maximum productivity. If you need system analysis or software development... or maintenance and support...or if you require operator training, consultation, accessories or forms -we're here to help you.
Custom programming Of The organization
Futurism can provide custom programming services to customers who require development of specific applications or modifications to any of the modules of Finhome. As software developers, our staff has been writing custom applications. We have created a wide variety of programs -each one tailored to the customer's needs.
We use the entire Microsoft family of development tools to create state-of-the-art, enterprise-wide applications.
Connectivity to Microsoft Office makes your database accessible through Excel, Access, PowerPoint and other Microsoft products. Our years of experience in custom software development ensure that your end product performs to your specifications and is delivered on time and within the estimated budgeted price. Moreover, your product is serviced and maintained by a company dedicated to customer service.
Whether you require an interface to your bank's lock box, posting to your corporate financial software, or any other type of custom process that the system does not currently address, our staff is ready to discuss your needs and create a solution.
Depending on your budget, we can select programming strategies which will get the job done at a price you can afford.
Our suggested minimum system configuration.
To ensure that you receive maximum benefit from Finhome, we recommend that your current hardware requirements and operating system configurations should be:
1. Any Pentium processor.
2. At Least 64 MB SD RAM.
3. At Least 8 GB hard Disk space.
4. One modem.
5. Dial up Contention of speed 10 kbps.
Pick up the phone and call us, or mail us for a complete demonstration of Finhome.
1. Create your own escrow department, or expand your existing capabilities.
2. Speed up the escrow process, save underwriting time, manage your pipeline and gain control of your entire home loan origination process.
3. Close more loans with less staff and increase your bottom line
Ultimately, Finhome, allows you to spend more time expanding your business and less time buried in paperwork.
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